Bill was the type of man who had a tendency to do things on his own. It was difficult for him to ask for help, so when he was in his 70s, widowed and living alone, he started wondering if he was really doing the right thing. His family kept talking about having somebody there with him throughout the day, such as a home care aide, but as a veteran who was on a limited income, he couldn’t possibly pay for that.
He also didn’t want to accept help from his adult children.
Bill knew his adult children had their own responsibilities. They were doing okay, but they weren’t wealthy by any stretch of the imagination. He couldn’t even imagine placing that financial burden on them, but when he began talking to other veteran friends, he learned about a pension called the Aid and Attendance Benefit.
He didn’t know anything about it, and neither did his friends.
He contacted a representative at the VA, somebody who had been helpful in the past, but while they knew what this pension was, they didn’t know much about it; it was outside their wheelhouse of expertise. Bill was directed to contact another individual at the VA, and after several weeks of repeated messages left for this individual, Bill realized getting information or even dealing with the application process if he would qualify, was going to be an extremely difficult challenge.
He decided to look elsewhere for assistance.
Bill had been warned plenty about unscrupulous individuals and even companies that try to take advantage of veterans, especially during a time of need. What he had learned about the Aid and Attendance Benefit was that it could be a financial windfall for somebody if the veteran they help get it required long-term care for several years.
He also discovered there were numerous individuals, firms, and consultants who were advertising their services to move assets around and help veterans become approved for this pension when they wouldn’t have otherwise, but they charged many thousands of dollars, in some cases $10,000 or more. He had no desire to shell out money to apply for a pension he should be able to receive if he qualified based on his own merits.
He found a couple of quality, respected nonprofit organizations, contacted them, and received great advice, tips, and direct counsel on whether he qualified and help filling out the application when he discovered that he would, in fact, be eligible.